Research

Recent Publications

Friedberg, Leora, Adam Leive, and Wenqiang Cai.  Does Mandatory Retirement Saving Crowd Out Voluntary Retirement Saving?   Journal of Economic Behavior and Organization.  Volume 255, pp. 20-36.  September 2024.

Friedberg, Leora, and Elliott Isaac.  “Same-Sex Marriage Recognition and Taxes:  New Evidence about the Impact of Household Taxation.”  Review of Economics and Statistics.  Volume 106 (1), pp. 85–101.  January 2024.

Friedberg, Leora, and Elliott Isaac.  “Marriage in Old Age: What Can We Learn About Policy Impacts on Same-Sex Couples?”  National Tax Journal Forum.  Volume 76 (3), 679-706.  September 2023.

Friedberg, Leora, Wenliang Hou, Wei Sun, and Anthony Webb.  “Lapses in Long-Term Care Insurance.”  Journal of Risk and Insurance.  Volume 90 (3), pp. 569-595.  September 2023.  (Lead article)

Friedberg, Leora, Richard M. Hynes, and Nathaniel Pattison.  “Who Benefits from Credit Report Bans?”  Journal of Law and Economics.  Volume 64 (4), pp. 675-703.  November 2021.

Working Papers

Links Between Puzzles in Household Finance: Evidence from Employee Benefit Choices.”  With Adam Leive and Brent Davis.  Previous version. (Presentations:  Cherry Blossom Financial Education Institute, Stanford University, April 2024, conference co-winner Financial Literacy Research Award; Annual Conference of the American Society of Health Economists, June 2024; American-European Health Economics Study Group, June 2024; NBER Summer Institute, Workshop on Aging, July 2024; National Tax Assocation Annual Conference, November 2024) 

Health Savings Accounts and Life-Cycle Saving: Implications for Retirement Preparedness.”  With Jaeki Jang, Adam Leive, and Eric Young.   (Presentations:  National Tax Association Annual Conference, November 2023)

What is the effect of racial disparities on entitlement to Social Security Survivor Benefit and widow poverty?”  With Anthony Webb.  Michigan Retirement and Disability Research Center MRDRC WP 2023-484.  (Presentations:  National Tax Association Annual Conference, November 2023; NBER Summer Institute, Economics of Social security, July 2024)

The House: Is it an Asset or a Liability?”  With Wei Sun and Anthony Webb.  Michigan Retirement and Disability Research Center MRDRC WP 2023-473.  (Presentations:  National Tax Association Annual Conference, November 2024)

Who Should Purchase Variable Annuities and How Should They Use Them?”  With Guoxuan Ma, Wei Sun, and Anthony Webb.  Retirement Income Institute Research Paper #029-2024.

A Primer on Annuities:  What Economists and Financial Professionals Need to Know about Variable, Fixed Indexed, and Registered Index-Linked Annuities.”  With Anthony Webb.  Retirement Income Institute Research Paper #008-2022.

"How Will COVID-19 Excess Mortality Affect Social Security Benefit Payouts?"  With Irena Dushi and Anthony Webb.  Michigan Retirement and Disability Research Center, working paper forthcoming. 

Which Households Benefit from Delayed Claiming?”  With Irena Dushi and Anthony Webb.  Michigan Retirement and Disability Research Center MRDRC WP 2024-485.

Is the Adjustment of Social Security Benefits Actuarially Fair, and If So, for Whom?”  With Irena Dushi and Anthony Webb. Michigan Retirement and Disability Research Center MRDRC WP 2021-421.