Research

Recent Publications

Friedberg, Leora, Adam Leive, and Wenqiang Cai.  Does Mandatory Retirement Saving Crowd Out Voluntary Retirement Saving?   Journal of Economic Behavior and Organization.  Accepted.

Friedberg, Leora, and Elliott Isaac.  “Same-Sex Marriage Recognition and Taxes:  New Evidence about the Impact of Household Taxation.”  Review of Economics and Statistics.  Volume 106 (1), pp. 85–101.  January 2024.Friedberg, Leora, and Elliott Isaac. 

Marriage in Old Age: What Can We Learn About Policy Impacts on Same-Sex Couples?”  National Tax Journal Forum.  Volume 76 (3), 679-706.  September 2023.

Friedberg, Leora, Wenliang Hou, Wei Sun, and Anthony Webb.  “Lapses in Long-Term Care Insurance.”  Journal of Risk and Insurance.  Volume 90 (3), pp. 569-595.  September 2023.  (Lead article)

Friedberg, Leora, Richard M. Hynes, and Nathaniel Pattison.  “Who Benefits from Credit Report Bans?”  Journal of Law and Economics.  Volume 64 (4), pp. 675-703.  November 2021.

Working Papers

“Links Between Puzzles in Household Finance: Evidence from Employee Benefit Choices.”  With Adam Leive and Brent Davis.  Previous version. (New version coming soon) 

Health Savings Accounts and Life-Cycle Saving: Implications for Retirement Preparedness.”  With Jaeki Jang, Adam Leive, and Eric Young.   

“What is the effect of racial disparities on entitlement to Social Security Survivor Benefit and widow poverty?”  With Anthony Webb.  (In layout, Michigan Retirement and Disability Research Center MRDRC Working Paper.)

The House: Is it an Asset or a Liability?”  With Wei Sun and Anthony Webb.  Michigan Retirement and Disability Research Center MRDRC WP 2023-473.

“Who Should Purchase Variable Annuities and How Should They Use Them?”  With Guoxuan Ma, Wei Sun, and Anthony Webb.  (In layout, Retirement Income Institute Research Paper.)

A Primer on Annuities:  What Economists and Financial Professionals Need to Know about Variable, Fixed Indexed, and Registered Index-Linked Annuities.”  With Anthony Webb.  (Retirement Income Institute Research Paper #008-2022.)

“Which Households Benefit from Delayed Claiming?”  With Irena Dushi and Anthony Webb.  (In layout, Michigan Retirement and Disability Research Center MRDRC Working Paper.)

Is the Adjustment of Social Security Benefits Actuarially Fair, and If So, for Whom?”  With Irena Dushi and Anthony Webb. (Michigan Retirement and Disability Research Center MRDRC WP 2021-421.)